Personal Finance

Course Catalog ID:

4647

Subject Categories:

Academic Elective, Career Exploration, New and Improved

Description

A 2023 financial literacy study revealed that fewer than one-third of juniors and seniors in high school felt they had the skills or the preparation to manage their finances. Forbes reports that 87% of U.S. teens believe they do not understand personal finances. Half of the U.S. states require a financial literacy course for high school graduation, with multiple others on the verge of adopting the requirement. This course addresses these needs and concerns through practical study of topics related to financial stability and security, and then explores practical concepts and disciplines related to growth and management of wealth. Course topics include budgeting, managing checking and savings accounts, credit and debit card management, income taxes, home ownership, automobile ownership, insurance types and considerations, investment types and strategies, retirement planning, and more. Assignments are practical exercises that build knowledge and skills.

Prerequisites

Grade Levels*:

9, 10, 11, 12

* Enrollment restricted based on Date of Birth and Grad Year (whichever is more limiting). Enrollment outside these levels requires written concurrence from TPS Support.

Notes and Conditions

Flexible Scheduling: This course may be taken with live class attendance reduced or waived if the student has a schedule or time zone conflict. Please review the Flexible Scheduling information for details.

“I would recommend this course to others because it covers topics that many kids today don’t know about, like taxes, investing, insurance, credit and debit cards, and different types of loans. Taking this class will help you make better financial decisions and be more informed in general about your personal finances.”

Giselle S

Student

“This course taught me so many different topics that I will need for adult/college life. The teacher is amazing in explaining and making sure we understand what is happening! Recommended.”

Geng-Fah E

Student

“The teacher is really nice and it was a good course that helped me learn a lot more about finance and how to grow my bank account and manage my money. I learned many important lessons in this course and would definitely recommend this course to other students.”

Andrew D

Student

“I would recommend this course because it provides lots of helpful information about how to be smart about spending and saving money, which will be super helpful for us in the future because we will know all of the information in order to gain more income as well as how to spend it smartly and how not to be taken advantage of.”

Miriam A

Student

“This course helped me to get a grasp of finance that will benefit me in the years to come. The information this course provides you is vital for your life. And you WILL use the information you learned, unlike other courses where you just learn random things and you use it maybe once twice in your life.”

Andre S

Student